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Hangin' at the Al / Re: Recruiting as of 5/15/24
« Last post by Daniel on May 23, 2024, 11:52:58 PM »
DePaul will rise again with MU football.
The DePaul Blue Phoenixes
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The Superbar / Re: Restaurants Thread
« Last post by TAMU, Knower of Ball on May 23, 2024, 11:35:55 PM »
Famously no Mexicans in the Midwest, and the ingredients can only be sourced from Mexico at the peak of their freshness.   :P

Chicago has some f*cking good tacos.

I have yet to have a Milwaukee taco that wasn't ass.
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The Superbar / Re: Scooper Vert Rankings
« Last post by TAMU, Knower of Ball on May 23, 2024, 11:33:36 PM »
Whatever Muggsy said + 1 inch
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The Superbar / Re: US Economy thread
« Last post by TAMU, Knower of Ball on May 23, 2024, 11:25:55 PM »
82

That is great. Respect your commitment to your children and other people less fortunate.  Do you understand why other people may feel differently? Do you respect their feelings?

I understand why they may feel differently. I respect that they have the right to feel how they feel. But I find their feelings to be selfish, destructive, and illogical.

To be clear, there is a lot of room to debate whether loan forgiveness is the right decision and if it is the right decision, what form that loan forgiveness should take. I'm not on the "forgive all debt" train but do think some amount of forgiveness is warranted and would be healthy. But the argument of "I suffered so my neighbor should suffer as I did" is not a logical, loving, or Christian argument.

I don't think "it's not fair to people who already paid their loans" should have any place in this conversation. That is a sunk cost. The decision needs to be forward-thinking, "is this the best decision for America moving forward" should really be the only question considered.
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The Superbar / Re: US Economy thread
« Last post by TAMU, Knower of Ball on May 23, 2024, 11:16:07 PM »
Second, as far as free college goes, there is ample example of what happens when college is totally free. My children went to Southern Illinois University and SIU, for years, had a program called MAPP, which provided free educations to very disadvantaged youth. While it was an incredible program and some people benefitted heavily from it, the drop-out rate after freshman year at SIU for years was way too high. There's a lot of reasons for that but one was somebody gave you something for free and because you didn't have skin in the game, you didn't care.

Lenders feel the same way, which is why downpayments on real estate ALWAYS are required! You have to have skin in the game.

So let me ask you this. Did Goose and Rocket's kids not care about their education because their parents paid for their college? Or are they the exception as "great Americans"?

In all seriousness, I've heard this argument before and I don't buy it. You are essentially arguing the sunk cost fallacy again. That people need a sunk cost in order to be motivated to educate themself. You say they need skin in the game. I think they have it. Chance at an education and a better paying career. That's their skin in the game. Not a sunk cost that's already gone.

What I think you may be conflating, is that putting any sort of barrier around a college education helps weed out the motivated students from the unmotivated ones. Cost is a huge a barrier for a college education (especially today). Remove that cost and yes, you will see some who go to college despite not having the stomach for it because why not? And those students are more likely to drop out. But they would have dropped out even if they had to foot the bill themselves. The (sunk) cost isn't what drives students toward graduation. It's a barrier that makes one pause and consider, "do I want to do this?". Of course, I'd argue it's too big of a barrier now and a lot of people who do have the drive are being kept out due to lack of resources.

And if making college free leads to the graduation rate lowering, so what? Yes, some will go despite not having the drive for it and they will drop out. But I'd be willing to bet that a significant portion of those who didn't think college was for them but go because it's free, end up rising to the challenge and persisting anyway. The graduation rate may go down but total graduations would go up. I don't think that would be a bad thing.

I said before that despite my thoughts above, I don't know that free college is actually a good idea. My concern more lies in the economics of it and concern that it would result in worsened product due to budget constraints. But I don't think the skin in the game argument is a good one.
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The Superbar / Re: MLB 2024 Season
« Last post by DegenerateDish on May 23, 2024, 10:02:50 PM »
The end of Orioles/White Sox was an all time bad call. I’ve seen a ton of baseball in my life, and have never seen that interference called like that.

It was absolutely insane.
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The Superbar / Re: Scooper Vert Rankings
« Last post by WarriorFan on May 23, 2024, 09:53:17 PM »
Vert no matta... I started playing the "old man game" at about 21 after my 3rd knee surgery.
5'10' and on a really good day, with the right shoes and the wind behind me I could touch the rim.
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COVID-19 / Re: Will you get the Covid Vaccine?
« Last post by rocket surgeon on May 23, 2024, 09:36:21 PM »
If by "this fake" and "fraud" you mean Dementia Don, yes, absolutely, Reagan would have chit-canned him. And Ronny's rolling in his grave with what's happened to his once-proud party. He warned against following a demagogue.

  love how you guys hammered Reagan like every other "r" until they died.  now reaganesque is cool
you guys are such fakes
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The Superbar / Re: US Economy thread
« Last post by jesmu84 on May 23, 2024, 09:31:39 PM »
Why should college students have skin in the game but not younger students?
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The Superbar / Re: US Economy thread
« Last post by dgies9156 on May 23, 2024, 09:20:53 PM »

Would you feel bad if your parents paid entirely for your college experience but the guy in the room next door had to work a couple jobs to make it work?

I didn't feel bad that I was very fortunate. I went to Mass and thanked God for the gift I was given.  I wished and hoped and even prayed everyone had the same chance I did, but that's not the way the world works.

My Dad and Mom paid my education and that of my brothers and sisters, but there was one catch: Pay it forward.

My wife, on the other hand, used loans and jobs to work her way through Marquette. She worked two jobs and had some debt.

Over the years since, our charitable giving has been focused on giving others the chance I had (just as my parents did with their charitable giving). And like Brother MU, when our children were ready for college, we paid their way. Sometimes, I think, as I mentioned elsewhere, they should have had skin in the game, but with their learning disabilities, that wasn't as possible as we would have liked.
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