Goose,  I have been worried about the deficits going back to Reagan.   So much so that I voted for Tsongas in 92.  Thought for a long time about Perot in the general.

So you can't answer the question? Maybe I'm not understanding the term "rewards" in the context in which he is using it.

Sorry, I just assumed you knew the answer.  He's (likely) saying that many from his generation did everything they were told to do financially and are worse off than their parents generation financially at a similar time in their life.  And he'd be right. 

Yeah people aren't generally aware of this. They don't read privacy policies.

https://gizmodo.com/mozilla-new-cars-data-privacy-report-1850805416

> The worst offender was Nissan, Mozilla said. The carmaker’s privacy policy suggests the manufacturer collects information including sexual activity, health diagnosis data, and genetic data, though there’s no details about how exactly that data is gathered. Nissan reserves the right to share and sell “preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes” to data brokers, law enforcement, and other third parties.

That's why people have burner phones when using bluetooth in their cars

Brother BM;

First off, I think each succeeding generation wants to do better than the previous one. It's a fact and our parents sent us to college (or we went to college) in part to reach that goal of being better off. I never, ever thought I'd do better than my Dad. Maybe I didn't, but I'm pretty darn close if I didn't. It takes time.

One of the things most younger people lack is patience. I know I did in my 20s and 30s. When I was 23, I thought I would spend the rest of my life working for a creepy old afternoon newspaper in Rock Island, IL. I could not see beyond 1981 or 1982 and I was scared to death. This is not what I went to Marquette for, I thought. Needless to say, I managed to leave Rock Island and in time, do more than I ever imagined I would.

I bought my first home in 1984 in Downers Grove, IL (what a depressing name for a community!). The fixed mortgage rate was 12.75 percent and its maturity was 2014. I thought I'd be dead by 2014 and I was scared to death about a mortgage payment, all-in, of nearly $1,000 per month. We had to give up a lot to make the payment and get money into savings. We were fortunate because we had no children at the time and we both worked. But we had certain rules we lived by, even then, including we didn't buy things we could not pay cash for (meaning no credit card debt), we made sure every payment went out the door on-time every month and that as much of her salary as possible got into savings.

I don't doubt that today's 20-somethings are fearful. Heck, so were we! My parents, who paid about $8,000 for their first house in 1961, looked at us and said, "my gosh, how are they going to afford that...."

Much of financial planning boils down to setting goals and being disciplined. I get that for many, that's not enough. You barely get by. But my son, who is in his 20s, faces much of the same problems we see in this room. When we talk about getting rid of his video game subscriptions, his AppleMusic subscription, his Sirius/XM subscription etc., we get a blank stare at us and a "I can't do that" response.

As a final thought, my wife and I had our children relatively late in our lives. They never saw when we lived over a dry cleaners or when money was really tight and we were arguing about whether we could spend money on X, whatever it might be. The house they grew up in was nice and if something was needed, we reached into what my daughter called "the wallet of happiness." Sometimes, I think we did them a disservice by not saying "no" more often!

oh boy

The reality is that each year so far at MU Shaka has gone after some higher profile, highly rated, and sometimes even five-star players, not able to land them, and quickly and quietly moved on to someone else (aka Plan B). That doesn't make Shaka a bad coach or recruiter--but it also means he doesn't have some unicorn recruiting strategy of zeroing in on unknown players early in the recruit cycle--he's following the same pattern as just about every D1 coach.

For example, in the class of '24, it's great that Shaka landed Pahram (#83 in 247's rankings), Owens (#65), and Clark (#200).  But Shaka also offered for example, Joson Sanon (#22) and Kon Knuppel (#17).  And to suggest that Shaka passed on Sanon and Knuppel (after offering them, no less!) because they didn't fit with his culture is as ridiculous sounding as Bo cooling on a particular recruit.

Even all the board excitement over Joshua Clark belies the fact that we had previously offered #110 ranked 6'11" Josh Hill.  Again, great the Shaka got the commitment, and I hope Clark develops into a Big East quality center.  But I don't believe that Shaka pulled Hills' offer because he saw Clark coming down the pike.

Like just about every college coach, Shaka recruits (and offers) a number of players, including many that are highly rated.  Like most other coaches doesn't always land his first choices.  Admitting that isn't a sign of gloom and doom.