Marquette University accused of pushing lower-income families toward risky loans

[#UnleashJosh]

Oh.

So you have no f*cking clue what "scam" actually means. Let me enlighten you. People aren't getting cheated out of their money. They aren't getting tricked into paying for things. (At most places.)

Oh I forgot Sultan is the dude who you cant interchange words with. Gotta watch out what I call a scam the same way I use the word WE, or Sultan will have an aneurysm.


Its a unnatural carnal knowledgeing scam because of these reasons:

Tuition has gone up EXPONENTIALLY. Most of the older generation remember when you could work in the summer and part time in the school year and pay off your tuition. Now you've got to take out a loan that you'll be paying back for decades.

BOOKS? https://educationdata.org/average-cost-of-college-textbooks

Room and board? https://educationdata.org/average-cost-of-room-board-at-college

Your degree? Much more worthless then it was 40 years ago. To become a physical therapist in 1980, you went to school for 4 years, got an internship, became a physical therapist. Now its 4 years + 2 years grad + 2 years of internship. Thats an extra 4 years with tons of extra money needed.

Get with the times old man. (Or just shut up)

[#UnleashJosh]

^^ bruh couldn't even focus on third grade.

Oh no, my phone auto corrected you're wrong. OH NO!

[The Sultan]

Oh I forgot Sultan is the dude who you cant interchange words with. Gotta watch out what I call a scam the same way I use the word WE, or Sultan will have an aneurysm.


Its a unnatural carnal knowledgeing scam because of these reasons:

Tuition has gone up EXPONENTIALLY. Most of the older generation remember when you could work in the summer and part time in the school year and pay off your tuition. Now you've got to take out a loan that you'll be paying back for decades.

BOOKS? https://educationdata.org/average-cost-of-college-textbooks

Room and board? https://educationdata.org/average-cost-of-room-board-at-college

Your degree? Much more worthless then it was 40 years ago. To become a physical therapist in 1980, you went to school for 4 years, got an internship, became a physical therapist. Now its 4 years + 2 years grad + 2 years of internship. Thats an extra 4 years with tons of extra money needed.

Get with the times old man. (Or just shut up)

So you've doubled-down on not knowing the definition of "scam." Maybe you should have paid more for your education.

[#UnleashJosh]

So you've doubled-down on not knowing the definition of "scam." Maybe you should have paid more for your education.

Yep. It's me, not you.

https://www.reddit.com/r/AskAnAmerican/comments/1kn0d1d/what_does_college_is_a_scam_refer_to_in_terms_of/

https://www.uopeople.edu/blog/college-is-a-scam/

https://dailycollegian.com/2021/11/college-is-a-scam/

https://www.edsurge.com/news/2024-03-12-how-is-the-college-is-a-scam-narrative-influencing-who-chooses-to-go-to-campus

https://medium.com/publishous/millennials-are-finally-realizing-that-most-college-degrees-are-a-scam-b8896ca255a6

https://quchronicle.com/91024/opinion/college-is-a-financial-scam/

https://nypost.com/2025/11/30/opinion/more-americans-are-realizing-a-four-year-degree-is-an-expensive-scam/

Yup

[The Sultan]

Yep. It's me, not you.

https://www.reddit.com/r/AskAnAmerican/comments/1kn0d1d/what_does_college_is_a_scam_refer_to_in_terms_of/

https://www.uopeople.edu/blog/college-is-a-scam/

https://dailycollegian.com/2021/11/college-is-a-scam/

https://www.edsurge.com/news/2024-03-12-how-is-the-college-is-a-scam-narrative-influencing-who-chooses-to-go-to-campus

https://medium.com/publishous/millennials-are-finally-realizing-that-most-college-degrees-are-a-scam-b8896ca255a6

https://quchronicle.com/91024/opinion/college-is-a-financial-scam/

https://nypost.com/2025/11/30/opinion/more-americans-are-realizing-a-four-year-degree-is-an-expensive-scam/

Yup

So you've proved that many other people are as dumb as you.

It must feel nice to know you aren't alone in this world.

By the way, your recent obsession with arguing with me is fun and all, but don't you get tired of getting your ass handed to you every...single...time?  (Imagine using the "Ask An American" Reddit sub as a source....lol.)

[#UnleashJosh]

So you've proved that many other people are as dumb as you.

It must feel nice to know you aren't alone in this world.

By the way, your recent obsession with arguing with me is fun and all, but don't you get tired of getting your ass handed to you every...single...time?  (Imagine using the "Ask An American" Reddit sub as a source....lol.)

Or maybe you just don't understand the fluidity of the English language lol.

[Jay Bee]

Oh no, my phone auto corrected you're wrong. OH NO!

Let's be real - it's not your phone -- you're just a mental midget (or, as you say... "your" just a mental midget).

There's zero chance you didn't vote trump. Your basically a teleprompter for all of his ideas.

Unless your talking about Hamilton. I've got mixed feelings about him, but think out of the 4 he would be the one to stay.

You do realize if companies like uhc get their way, your going to die right? Everything you listed will be used a pre-existing condition and they will deny claims.

Gold constantly passing up the open three in the corner is growing old.

Either your a stretch 5 or your not ben.

Or your too old! First coach of my lifetime was Deane.

When your the top dog, its not an attitude. It's being vocal.

[#UnleashJosh]

Let's be real - it's not your phone -- you're just a mental midget (or, as you say... "your" just a mental midget).

Wow, all texts sent from my phone while drinking. Oh no!

Do you have any comment on the actual topic at hand, or nothing to say to that big boy?

[muwarrior69]

Muwarrior just now finding out college has become a scam in the past 30 years?

No! We paid 4 times more for my daughters degree 30 plus years later than my parents did for mine and she went to community college her first two years so we could actually save on tuition and we had no room and board since she stayed home. What is jaw dropping is why does it cost 23 times more to go to Marquette when I was a college student and 7 times more when my daughter was a college student? Even if students are paying half sticker price it is still too high.

Thankfully here New Jersey my grand daughter can go to community college, transfer to Rutgers and get a BS/BA for about 90k if she stays home, more if she lives on campus.

As I have noted many times my cost to earnings ratio was 1.33 when I graduated with no work experience. A Marquette grad with a BS today would have to have a starting salary over 200k to equal mine in purchasing power for those who paid full freight. Even if they paid half they would still have to earn over a 100k right out of school.

[wadesworld]

No! We paid 4 times more for my daughters degree 30 plus years later than my parents did for mine and she went to community college her first two years so we could actually save on tuition and we had no room and board since she stayed home. What is jaw dropping is why does it cost 23 times more to go to Marquette when I was a college student and 7 times more when my daughter was a college student? Even if students are paying half sticker price it is still too high.

Thankfully here New Jersey my grand daughter can go to community college, transfer to Rutgers and get a BS/BA for about 90k if she stays home, more if she lives on campus.

Now do housing prices, etc. etc.

But at least we were raised being told to throw away our participation trophies.

[dgies9156]

OK, college is not a scam. However, I am concerned about the "affordability" of Marquette for middle class folks like Brother 69. I have voiced my concerns to evey Marquette President beginning with Fr. DiUilio and, just recently, to Dr. Kimo.

The line Marquette has said over and over in the years where the question has been raised is that most students don't pay the "rack" rate. In fact, the university contends the average all-in rate is closer to about $30,000, which is still a lot of money. I also think Marquette's contention that a significant percentage of its students are first-generation college students has less to do with the generosity of the university and more to do with many of these students qualifying for grants and loans to low and moderate income students.

One point the university made when Father Pilarz was President was that students demand more. Hence the reason why McCormick went down and a new down on Wells Street went up. Or, why the Rec Center was dramatically expanded. And you wonder why the cost went up.

All this said, I'll admit I'm bothered by the cost of a private education. Four years at Marquette in the late 1970s, all-in rack rate, was about $23,000. It's now about $250,000. Inflation should have taken the four-year cost to about $85,000 or $90,000. That's about $160,000 of "real" expense growth. I often wonder if the students coming from Marquette are that much better educated and prepared for the 2030s than we were for the 1980s.

Even state university costs are becoming more and more ridiculous. We sent our two children to a state university in Illinois and for both of them, the cost was $250,000 for a B.S. or B.A. degree.

For what it's worth, all private education is doing the same thing. My high school was $475 annually when I was graduated. It's now $29,000. One reason for the absurd price is the state in which it is located adopted a voucher program that's worth about $7,100 per student. The school moved to capture the benefit of the voucher in its tuition, fully cognizant of the fact that very few students actually will have vouchers.

The cost is so high that many families are having to decide between a Catholic education and college tuition. That's sad.

[Galway Eagle]

College can be a scam but not inherently so.

Adding majors that are going to appeal to  emotional teenagers' that are guaranteed to have a negative ROI (unless you spend the next decade getting a doctorate) at schools with a hefty price tag is a scam.

STEM is objectively not a scam.
Accounting, finance, some other business majors are also not a scam.

Education majors at the same price point is a scam.

Purdue's model of income driven tuition seems like the best option. Say "we'll take X% of your income for X years because we feel confident our degree will get you a certain ROI"

[21Jumpstreet]

Pell Grant, Stafford Loan, and scholarship for me 30ish years ago. Today, I pay full freight at the University of Pennsylvania for one (senior) and oh sixty percent of the advertised total cost at Marquette University for the other (sophomore). Wouldn't have met my wife, retired early, and have the ability to pay (loan my kids a portion really) college costs had MU not accepted a kid with less who did pretty well in high school.

[muwarrior69]

Now do housing prices, etc. etc.

But at least we were raised being told to throw away our participation trophies.

The median price of a home in 1969 was 28K, in 2025 462K an increase of just under 17 times, not 23 times more in cost to go to Marquette. Also the value of your home increases while the value of a BS/BA degree has decreased.

Sure we can discus the increase in the cost of everything and get no argument from me. 

[The Sultan]

The median price of a home in 1969 was 28K, in 2025 462K an increase of just under 17 times, not 23 times more in cost to go to Marquette. Also the value of your home increases while the value of a BS/BA degree has decreased.

Sure we can discus the increase in the cost of everything and get no argument from me.

The cost of a home should also be done on a per square footage basis. When accounting for inflation, housing was about the same back in 1969 using that basis. (It did get signficanly less expensive in the 1980s and 90s however.)

[TSmith34, Inc.]

Wow, all texts sent from my phone while drinking. Oh no!

Do you have any comment on the actual topic at hand, or nothing to say to that big boy?

You'll have to forgive Bee Jay, leaping on minor grammatical errors on a basketball message board like Pete Hegseth on a bottle of Jack Daniels is just one of the many coping mechanisms he uses to compensate for his legion of insecurities, not the least of which is his confusion about his own sexuality.

One can only imagine what sort of parenting malpractice went on the Bee Jay household when he was a tot for him to turn out this way, but we all hope he gets the help he is desperately crying out for.

[The Sultan]

OK, college is not a scam. However, I am concerned about the "affordability" of Marquette for middle class folks like Brother 69. I have voiced my concerns to evey Marquette President beginning with Fr. DiUilio and, just recently, to Dr. Kimo.

The line Marquette has said over and over in the years where the question has been raised is that most students don't pay the "rack" rate. In fact, the university contends the average all-in rate is closer to about $30,000, which is still a lot of money. I also think Marquette's contention that a significant percentage of its students are first-generation college students has less to do with the generosity of the university and more to do with many of these students qualifying for grants and loans to low and moderate income students.

One point the university made when Father Pilarz was President was that students demand more. Hence the reason why McCormick went down and a new down on Wells Street went up. Or, why the Rec Center was dramatically expanded. And you wonder why the cost went up.

All this said, I'll admit I'm bothered by the cost of a private education. Four years at Marquette in the late 1970s, all-in rack rate, was about $23,000. It's now about $250,000. Inflation should have taken the four-year cost to about $85,000 or $90,000. That's about $160,000 of "real" expense growth. I often wonder if the students coming from Marquette are that much better educated and prepared for the 2030s than we were for the 1980s.

Even state university costs are becoming more and more ridiculous. We sent our two children to a state university in Illinois and for both of them, the cost was $250,000 for a B.S. or B.A. degree.

For what it's worth, all private education is doing the same thing. My high school was $475 annually when I was graduated. It's now $29,000. One reason for the absurd price is the state in which it is located adopted a voucher program that's worth about $7,100 per student. The school moved to capture the benefit of the voucher in its tuition, fully cognizant of the fact that very few students actually will have vouchers.

The cost is so high that many families are having to decide between a Catholic education and college tuition. That's sad.

The heart of the problem is that education, especially at the post-secondary level, has largely moved from a "collective good" and more toward an "individual good." That's why we have seen grant programs turn into loan programs. But that is why we also have students demanding more like rec centers, renovated residence halls, etc.

But in the process we have turned higher education into a monumentally risky proposition for many families. Yeah you can justify taking out the loans, IF you succeed in school, IF you can get yourself into a field that makes enough, and IF nothing else happens to you along the way.

[withoutbias]

Wow, all texts sent from my phone while drinking. Oh no!

Do you have any comment on the actual topic at hand, or nothing to say to that big boy?

Bruh you're drinking at 8 AM on a Thursday?  And then 4 PM on a Friday?  And multiple other times before noon?

[Jay Bee]

The cost of a home should also be done on a per square footage basis. When accounting for inflation, housing was about the same back in 1969 using that basis. (It did get signficanly less expensive in the 1980s and 90s however.)

And not all homes are created equal. Same for colleges. MU is like a nice, 15 year old 4k sq ft home. Dayton is like a cardboard box in an alley, smeared w/sh1t.

[#UnleashJosh]

Bruh you're drinking at 8 AM on a Thursday?  And then 4 PM on a Friday?  And multiple other times before noon?

Its almost like people live in different timezones.

[rocky_warrior]

Its almost like people live in different timezones.

Where I live, it's always after 5, except for that brief period when it IS 5.  And BTW, the saying is using a 24hr clock, right?

[#UnleashJosh]

Where I live, it's always after 5, except for that brief period when it IS 5.  And BTW, the saying is using a 24hr clock, right?

Imagine all the others reasons one might be having a drink at 9am lol.

On vacation
Being a 3rd shifter
Just not giving a crap
Day off

So many haha.

[withoutbias]

Imagine all the others reasons one might be having a drink at 9am lol.

On vacation
Being a 3rd shifter
Just not giving a crap
Day off

So many haha.

Outside of being in college and having an early tip to a gameday, can't say I've ever been interested in drinking at 9 AM for any reason.

But that's kind of the point.  9 AM, 4 PM, 8 PM, there's some drinking at weird times in there.

[rocky_warrior]

Outside of being in college and having an early tip to a gameday, can't say I've ever been interested in drinking at 9 AM for any reason.

But that's kind of the point.  9 AM, 4 PM, 8 PM, there's some drinking at weird times in there.

I don't know unleash.  Perhaps his friends and family SHOULD have an intervention.  But it seems weird coming from a rando message board poster based off a few posts.

[#UnleashJosh]

I don't know unleash.  Perhaps his friends and family SHOULD have an intervention.  But it seems weird coming from a rando message board poster based off a few posts.

No, withoutbias has it down to a science. Of course his post times are always at the exact same time as mine. And I've definitely never traveled to Europe or New Zealand. Especially not in the past year!