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Recruiting as of 1/15/17 by Small Orange Soda
[Today at 01:07:37 AM]


Big East Play Thread by forgetful
[January 20, 2017, 11:56:43 PM]


[Paint Touches] MU at Creighton Preview by TAMU Eagle
[January 20, 2017, 11:13:20 PM]


Now the gauntlet. by MuEagle1090
[January 20, 2017, 10:53:31 PM]


Harry Froling by JerseyWarrior
[January 20, 2017, 10:23:12 PM]


6.5 dogs at Creighton... by wadesworld
[January 20, 2017, 10:04:40 PM]


Famous Creighton Alumni by Dr. Blackheart
[January 20, 2017, 09:07:44 PM]

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Recent Posts

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21
The Superbar / Re: Is Going To College Worth It?
« Last post by forgetful on January 20, 2017, 09:33:17 PM »

Are you asking if home debt skewed home prices?  Where you in a coma from 2006 to 2010, the financial crisis?

Your last line is correct, college tuition is priced like art or Jewelry.  If it does not cost a ton of money, it must not be good.   So we base our perception of what is a good school by how much it costs.

Home prices were skewed slightly, because of predatory loans tied to assuming annual increases in home values of 10% or more.  That led to immense pressure on the system that was unsustrightble, coupled to fraudulent activities by major banks it led a massive economic collapse.  The economic collapse made home buying unattrightble exacerbating the slight inflation of home values.  In the vast majority of areas, the collapse has fully rebounded and home valuations are back to where they were pre-collapse.  In some markets home values have skyrocketed again.  My home, purchased at the bottom in 2010, is now worth 70% more than we paid for it in 2010.  The home valuation issues were more to do with the economic collapse (and response to fraudulent banking activities) than it was to availability of loans. 

Student loans are permanent, there is no declaring bankruptcy and they often persist through death.  They (in response to buck chuckler) are not artificially depressed rates, instead they are actually usually well above market rate for other types of loans, especially given that they persist through bankruptcy. 

That's why banks love doing student loan refinances, guaranteed revenue, little risk. 

Your comment on us determining educational value based on how much it costs is patently false and couldn't be more ignorant of the truth. 

What is a better college USC or BYU? I would say they are about equal.  USC costs about 55k per year, BYU 5.5K.  There are an infinite number of examples like this. 

I've never met a student that was thinking about going to go to a college and then heard it was cheap and said...nah, must be a bad University.  I have heard them justify going to an expensive college by realization of the quality of education or (and often) by the overall quality of the experience. 

The latter is most often the justification.  Kids/parents believe they are not paying for the education, but the lifetime worth of experiences, whose value cannot be emphasized enough.

Business people trying to take over academia have over focused on the latter by providing bigger and more stuff not related to education that has driven up costs and led to gross inefficiency in academia. 

I seriously advise you to read fall of the faculty if you have an interest in this area, inform yourself of all sides of the issue first, before touting and pushing the uninformed ideals of people like Thiel.  The answer is typically somewhere in the middle, right now you are choosing one side...the least informed side.
22
The Superbar / Re: Is Going To College Worth It?
« Last post by Yukon Cornelius on January 20, 2017, 09:30:35 PM »
Could be wrong but I don't believe scholarships are covered in financial aid. I'm not sure if grants are or not. I'm also not sure about work study. So more than 71% might not pay the sticker price.

Marquette is also on the high end for tuition. There are much cheaper options available that I believe a majority of students end up at.

See the link, that is the all-in number

http://www.collegedata.com/cs/data/college/college_pg03_tmpl.jhtml?schoolId=1768
23
Hangin' at the Al / Re: Recruiting as of 1/15/17
« Last post by TAMU Eagle on January 20, 2017, 09:28:42 PM »
Going off topic news about someone we are after
https://twitter.com/wisbbyearbook/status/822457645261004801

Glad to hear it. Let's hope he stays healthy.
24
The Superbar / Re: Is Going To College Worth It?
« Last post by TAMU Eagle on January 20, 2017, 09:25:57 PM »
71% of the undergraduates get financial aid so 29% pay the sticker price ($212k for four years), not less than 10%.

Could be wrong but I don't believe scholarships are covered in financial aid. I'm not sure if grants are or not. I'm also not sure about work study. So more than 71% might not pay the sticker price.

Marquette is also on the high end for tuition. There are much cheaper options available that I believe a majority of students end up at.
26
Hangin' at the Al / Re: 6.5 dogs at Creighton...
« Last post by Yukon Cornelius on January 20, 2017, 09:13:07 PM »
I'd definitely take -6.5

Can MU win, absolutely, but I don't see it happening away.  Fischer will get devoured tomorrow.

Over/Under on time left in the game when he gets his fifth foul?

I say 2:45.

27
The Superbar / Re: what purpose does skip bayless serve?
« Last post by Dr. Blackheart on January 20, 2017, 09:12:34 PM »
His brother is a damn good chef.
28
Hangin' at the Al / Re: Famous Creighton Alumni
« Last post by Dr. Blackheart on January 20, 2017, 09:07:44 PM »

Stubby is not only around, but he has a Google+ page!

https://plus.google.com/+StubbyHeiser


And they did this really weird "Adventures of Subby" video.  But it's not the cartoon version we all knew.

https://www.youtube.com/watch?v=bK8o2BpH9KY

Looks mysteriously like BeeJay, creepy mascot uniform and all, aiiiinal?
29
Hangin' at the Al / Re: Mind Games
« Last post by Dr. Blackheart on January 20, 2017, 09:05:02 PM »
30
The Superbar / Re: Is Going To College Worth It?
« Last post by buckchuckler on January 20, 2017, 09:05:00 PM »
Do you say the same thing about car prices, home values etc., no, so why apply it here it makes no sense.  There are loans for every type of major purchase.  That is part of the whole system of supply, demand and financing.

So is the idea of luxury (ivy league), which demand a premium, even though they typically do not actually provide a better product (not true in terms of top schools, which do provide a better product). 

College education prices follow supply and demand.  That is why there is so much pressure on higher education institutions to keep price increases at less than 5% annually.  If they do not, demand will fall.

Artificially depressed rates and more universally available.  Or near enough to it. 
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